Sell, rent or hold?
A property decision is also a cash-flow decision.
Compare realistic sale proceeds with rental income, ongoing costs and the time you can afford to wait.
PROPERTY & CAPITAL PLANNING
Whether to sell, keep renting or reorganize your finances: see the property, the numbers and your priorities together.
Personal attention. Long-term relationships.

BEFORE A DECISION
01 / START WITH YOUR QUESTION
A useful conversation starts with your situation, not a product. What are you deciding today?
A property decision is also a cash-flow decision.
Compare realistic sale proceeds with rental income, ongoing costs and the time you can afford to wait.
Understand what it takes to unlock capital.
Explore financing or an asset sale alongside repayment costs, timing and a realistic exit plan.
Give available capital a considered role.
Set aside near-term needs, then compare debt reduction, property and other investment possibilities.
02 / SEE THE WHOLE PICTURE
A strong asset and available cash are not the same thing. The decision needs to work for your monthly budget and your future plans.
Explore the numbersProperty value, savings and existing investments.
Mortgage balances, repayments and other obligations.
A cash reserve, future spending and room to adapt.
JEANY LIU03 / EXPERIENCE THAT STAYS WITH YOU
With 19 years in real estate, Jeany supports clients through leasing, investment-property management and the decisions that follow.
When a tenant leaves, a mortgage renews or cash needs change, there is a reason to revisit the plan—and someone who understands the property’s story.
Meet JeanyA CONVERSATION WITH PURPOSE
Tell Jeany what is changing, what you own and what you need next. Start with a conversation in English or Chinese.
JEANY LIU
Email to arrange a consultation416 275 1279Please use your first message to describe your question. Financial documents can be discussed through an agreed private channel.