OUR APPROACH
Start with the facts, make the assumptions visible and connect each option to your own needs.
01 / YOUR OPTIONS
Compare realistic sale proceeds with rental income, ongoing costs and the time you can afford to wait.
Discuss this questionEstimate sale proceeds after the mortgage, selling costs and any applicable tax. Consider timing and what the released money needs to do.
Review rent, vacancy, repairs, mortgage payments and your ability to carry a shortfall. Cash reserves create flexibility, not a guarantee of recovery.
02 / YOUR OPTIONS
Explore financing or an asset sale alongside repayment costs, timing and a realistic exit plan.
Discuss this questionA valuation is only the beginning. Existing debt, lender criteria, fees and closing time affect whether funds can be accessed.
Compare regular payments, the total cost, renewal risk and a credible repayment or sale plan.
03 / YOUR OPTIONS
Set aside near-term needs, then compare debt reduction, property and other investment possibilities.
Discuss this questionIdentify essential spending, a reserve and money needed in the next few years before considering a longer commitment.
Discuss debt reduction, property exposure and diversified investing in terms of access, costs and risk, with licensed specialists where needed.
A PRACTICAL CONSULTATION
Your assets, obligations, priorities and timing.
Put costs, cash flow and key assumptions side by side.
Clarify next steps and the professionals needed.
Review when leases, financing or personal needs change.
A CONVERSATION WITH PURPOSE
Tell Jeany what is changing, what you own and what you need next. Start with a conversation in English or Chinese.
JEANY LIU
Email to arrange a consultation416 275 1279Please use your first message to describe your question. Financial documents can be discussed through an agreed private channel.